Banks have thought up a method to rescue the mortgage (experience of Russia)

In the USA one of the largest mortgage banks IndyMac Bank has become bankrupt
In the USA one of the largest mortgage banks of country IndyMac Bank has become bankrupt. Bodies of the financial control have seized assets of bank, being afraid, that it will not cope with mass withdrawal of money by clients. On their data, for the last 11 days investors of bank have withdrawn more than 1,3 mlrd dollars, transmits Bi-bi-si....
The Ukrainian banks: the mortgage share decreases
Mortgage share in the general credit portfolio of the Ukrainian banks in the first half of the year 2008 znizilas from 13,6 % to 13,4 %, in crediting of individual clients - from 36,7 % to 36,1 %. As of July, 1st lbschiy the size of a hypothecary portfolio of the Ukrainian banks has made 69,4 mlrd grn....
The cautious mortgage
The market situation of the domestic mortgage promptly varies today. Many banks have toughened credit conditions on housing accommodation purchase, but quantity wishing to take advantage of this service is still great. For attraction of clients banks not seldom offer new programyi with more loyal conditions. However in most cases they are attractive only at first sight....
The initial contribution under bank credits can increase to 35 %!
The largest Ukrainian banks have ceased to issue real estates in grivna. Because of inflation and deficiency of grivna of a condition of hypothecary crediting become even more rigid: rates above, the crediting period is less, and the initial contribution can increase to 30—35 %, experts predict. It will deprive millions Ukrainian citizens of possibility to receive the roof over...
Mortgages without advance payment any more will not be
Banks any more do not offer credits for apartment without the primary instalment. Last from 50 largest banks of Ukraine the Bank has refused such service VTB. Experts consider......
In the USA have become bankrupt 2 more regional banks
The American regulators - Management of the controller monetary (OCC) circulations of Treasury and Federal corporation on a deposit insurance (FDIC) have taken under the control two regional banks First National Bank in the State of Nevada and First Heritage Bank in state of Carolina, informs Reuters....
As terminate the activity the Ukrainian banks
The director of department of reorganisation and the termination of activity of banks NBU Konstantin Raevsky has told, how the decision on liquidation of the European bank of reconstruction and savings was made...
Banks raise rates already and under the issued credits!
The last days thousand Ukrainians have received letters dated of the banks in which it was said that interest rates under already taken credits have grown. And both on the mortgage, and on credit cards....
Vladimir Lavrenchuk: Delay under credits will eat us in one and a half-two year
Any banker most of all earns on debts. Now it became more difficult: many banks have reduced issue of credits. Chairman of board Rajffajzen of Bank Vladimir Lavrenchuk in interview to "24 one of the first has declared the Guarantee, that for a long time it was time to banks to stay. Because there will be soon nothing to stop....
NADRA the BANK improves corporate governance system
On General meeting of shareholders NADRA of BANK the new independent member of the Supervisory board of bank – Christopher Hejvord Devis has been selected. Earlier mister Devis took supervising posts in structures of leading international banks in the countries of Europe and Asia, including was responsible for development of retail bank business in 15 countries Central and the Eastern...
Experts do not expect improvement of conditions on long-term crediting of the real estate by the end of summer
The rate on real estates for a period of 20 years in grivna during the period from April, 1st till May, 20th, 2008 has increased by 2 % - to 18,5 % annual, in dollars – on 0,25 %, to 13,5 %, in euro – on 0,5 %, to 13,0 %. Thus Ukrsotsbank (Kiev) and UkrSibbank (Kharkov) have terminated issue...
To take the bank credit in Ukraine it is almost impossible!
Banks put forward auxiliary conditions, and to a close of the year the lucky beggar can become the borrower only. The Ukrainian banks are going on complete «to twirl credit nuts»: requests to the potential client will toughen, rates under credits will raise, and with defaulters "bouncers" – so-called firms-collectors will understand. «The newspaper …» learnt, that became the reason...
Exchange rate in banks and POV
08.09.08 condition at 10:00 the Kiev Banks and Items of currency exchange (POV) most often purchase 1 USD at the price of 4.7500 UAH, that is more expensive for 5.00 copeck than yesterday and offer at the price of 4.8000 UAH, that the Review is more expensive for 0.50 copeck is prepared on the basis of data on 33 Kiev...